Cherrie's Creative Treasures

02/23/2026

Cute Idea…👍😁

02/23/2026

Great Idea❣️😊

02/22/2026

Paying with cash is best!💰

🔺We all need to use Cash️🔺️
💲Please understand what NOT using cash is doing...
As a former banker, it’s very crazy what’s happening- yet we continue to be ok with it.

Cash is important. 💸 matter of fact, they want to do away with it. For a reason! Don’t let them!

Why should we pay cash everywhere we can
with banknotes (cash) instead of a credit or debit card? 💳

Well. I have a $50 banknote ($50 bill) in my pocket.
Let’s say I am going to a restaurant and paying for dinner with it. The restaurant owner then uses the bill to pay someone to clean. The cleaning service then uses the bill to pay the barber. The barber will then use the bill for shopping for groceries.

After an unlimited number of payments, it will still remain a $50 bill, which has fulfilled it’s purpose to everyone who used it for payment and the bank has jumped dry from every cash payment transaction made...

- But if I come to a restaurant and pay digitally - Card, and bank fees for my payment transaction charged to the seller are 3%, so around $1.50 and so will the fee $1.50 for each further payment transaction or owner or payments..... going forward.

Therefore, after 30 transactions, the initial $50 will remain only $5 😫 and the remaining $45 became the property of the bank 🏦 thanks to all digital transactions and fees.

YEP!!!!

Small businesses need your help and this is one way to help ourselves too. Pull small draws of cash out at a time and use that instead of tap, credit, etc.

When this is put into perspective, imagine what each retailer is paying on a monthly basis in fees at 3% per transaction through their POS machine????

If they have, for example, $50,000 in sales & 90% are by CARD, they are paying $1500 in fees in ONE Month. $18,000 in a year! That comes out of their income every month.

That would go a long way to helping that small business provide for it’s family!🏦♥️" Not to forget, it can curb the costs passed on to us also!

Did you know I almost always carry cash? Not tons putting me at risk or stupid amounts, but enough for what I need!! I see the big picture. ❤️

02/06/2026

Check out my new page...😊
https://www.facebook.com/SilverBirchAcctServ/

My name is Cherrie, I support Small Businesses. I offer Full Service Bookkeeping, Administration Services and QuickBooks Advisory. Information provided is for informational purposes only. Please consult with your tax accountant for your taxes.

02/03/2026

New Month in a New year! Great time to make changes. 😊

01/01/2026

01/01/2026

Happy New Years😁