09/08/2026
🏠🌳 Could the trees around your home affect your homeowners insurance renewal?
For some Myrtle Beach homeowners, the answer may be yes.
Insurance companies can consider the condition of your property when deciding whether it still meets their underwriting requirements. And branches that are touching your roof, hanging over your home, or creating an obvious hazard may get their attention.
The frustrating part? You may not realize there’s an issue until your insurer points it out.
Before your next renewal, take a walk around your property and look up:
🌳 Are branches touching or rubbing against your roof?
🌳 Are large limbs hanging directly over your home?
🌳 Is there dead or damaged wood above the structure?
🌳 Are branches interfering with gutters or siding?
🌳 Have your trees grown significantly since you last had them trimmed?
There is no universal South Carolina rule saying branches must be a specific number of feet from your roof. Insurance companies have their own underwriting requirements, so if you receive a notice, find out exactly what your carrier wants before having anything cut.
We break down what Myrtle Beach homeowners should know, what to check before an insurance inspection or renewal, and when professional trimming may be enough to address the problem.
👉 Read the full blog: https://hightidetreeservice.com/tree-care-tips/f/do-tree-branches-over-your-roof-affect-your-homeowners-insurance
Already have branches touching your roof or an insurance company asking you to address a tree?
High Tide Tree Service has over 20 years of hands-on, owner-operated experiencing in providing professional tree trimming and removal. We serve the Myrtle Beach area from Little River to Pawley's, and beyond!
📞 Call or text 843-995-7002 for a free estimate.