17/02/2026
SMEs Are Not Credit Providers
Letβs talk about something far too many small and medium businesses quietly accept.
Begging for their own money.
A service is delivered.
Goods are received.
An invoice goes out.
All while not paying. This is exactly why so many businesses now require upfront payment, deposits, or strict credit terms. Not because they are difficult, but because survival demands it. Yes, there are incredible clients who pay the moment the invoice lands.
Those relationships are gold. But habitual late payers are not βjust admin issuesβ. They are a risk to your business, your staff salaries, and your ability to grow.
(Source: Marius Brits posted on the topic | LinkedIn)
https://www.velddrif.info/late-payments-smes-are-not-credit-providers/