Monica Szott- your Mortgage Designer

Monica Szott- your Mortgage Designer Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Monica Szott- your Mortgage Designer, Camrose, AB.

Read on for more spring tips!Check your windows and doors for drafts and repair any gaps.Change the furnace filter too!I...
04/01/2023

Read on for more spring tips!

Check your windows and doors for drafts and repair any gaps.

Change the furnace filter too!

Inspect your deck and patio for damage and repair or replace any loose or damaged boards.

Clean those downspouts to prevent water damage.

Trim appropriate trees and shrubs to prevent damage to your home.

Check for standing water or moisture in your and level out as needed

Re-caulk around windows and doors to ensure a good seal.

Clean outdoor furniture and store in a dry place for the summer.

Clean out your dryer vent to reduce the risk of a fire.

Test your smoke and carbon monoxide detectors.

Check your outdoor faucets for leaks and repair as needed.

Clean out your refrigerator and freezer to get rid of any build up of ice or food particles.

Test your sump pump to make sure it is working correctly

if you have others to add, comment my friend!

The pro’s and con’s my friends!If you are looking to pull the equity in your home or if your mortgage is up for renewal,...
03/24/2023

The pro’s and con’s my friends!

If you are looking to pull the equity in your home or if your mortgage is up for renewal, you’ll want to make a decision based as much information as possible!
What does a refinance mean? A mortgage refinance is the process of replacing an existing mortgage with a new one, typically to obtain a lower interest rate or to change the loan terms.
If you need to reduce your monthly mortgage payments, or you are looking for a way to consolidate debt. Let me know if you would like to calculate the costs of refinancing so that we can be sure it aligns with your financial goals.
✨️Pros✨️
💛 A potential lower interest rate
💛 A lower monthly payment
💛 A shorter payoff term
💛 The ability to cash out your equity for other uses. (like lowering your monthly payments and reducing debt obligations)

💭Cons💭
😔 Penalties associated with breaking your mortgage
😔 Additional fees in legal & closing costs
😔 If your credit situation needs work you could end up with a higher interest rate
I am your Mortgage Designer. There are solutions that could help you in your situation! DM me to ask any questions!🙌

Website| www.yourmortgagedesigner.ca
Email| [email protected]
Phone or text| 780.679.3973
Facebook| Your Mortgage Designer
Serving Camrose & Alberta
💛🙌💏🏦➡️🏡➡️💰

Here is what an inspector does: 🏠🏡Checks the structure, roof, and exterior of the property.🏡Inspects the plumbing, elect...
03/22/2023

Here is what an inspector does: 🏠

🏡Checks the structure, roof, and exterior of the property.

🏡Inspects the plumbing, electrical, and HVAC systems in the home.

🏡Examines the interior walls, ceilings, and floors for damage.

🏡Looks for signs of pests and other infestations.

🏡Checks for safety hazards such as exposed wiring.

🏡Takes photos of any issues that need to be addressed.

🏡Makes notes of any repairs that need to be done.

🏡 Provides an estimate of the cost of any necessary repairs.

🏡Prepares a written report of the inspection findings.

🏡Gives advice on how to address any issues found during the
inspection.

Go through this checklist with your home inspector for peace of mind! ✨

Website| www.yourmortgagedesigner.ca
Email| [email protected]
Phone or text| 780.679.3973
Facebook| Your Mortgage Designer
Serving Camrose & Alberta
💛🙌💏🏦➡️🏡➡️💰

Crave Knowledge the more you understand and want to learn the better off you’ll beSet clear financial goals and create a...
03/21/2023

Crave Knowledge the more you understand and want to learn the better off you’ll be
Set clear financial goals and create a budget to achieve them.
Start saving and investing early to take advantage of compound interest.
Live below your means and avoid unnecessary expenses.
Avoid debt as much as possible and pay off high-interest debt first.
Build an emergency fund to cover unexpected expenses.
Diversify your investments to minimize risk.
Stay informed about financial news and trends.
Consider seeking professional advice from a financial advisor.
Maintain a positive mindset and stay disciplined in your financial habits.

I am your mortgage designer, here to cheer YOU on!💛🙌💏🏦➡️🏡➡️💰
Website| www.yourmortgagedesigner.ca
Email| [email protected]
Phone or text| 780.679.3973
Facebook| Your Mortgage Designer
Serving Camrose & Alberta

I love this boy!Just like any mama I want the best for my kids.  I want them to grow up with confidence knowing they are...
03/19/2023

I love this boy!

Just like any mama I want the best for my kids.
I want them to grow up with confidence knowing they are loved and supported. He is one of the reasons I do what I do.

Offering the best for him means creating as much stability as possible.
We are all just doing our best. Holding tight and enjoying these moments!

Happy Sunday!

Website| www.yourmortgagedesigner.ca
Email| [email protected]
Phone or text| 780.679.3973
Facebook| Your Mortgage Designer
Serving Camrose & Alberta
💛🙌💏🏦➡️🏡➡️💰

Why you’re lucky if you have a Mortgage Broker!A mortgage broker can provide valuable assistance to those seeking to sec...
03/17/2023

Why you’re lucky if you have a Mortgage Broker!

A mortgage broker can provide valuable assistance to those seeking to secure a home loan. They have access to a variety of lenders and loan products and can help you navigate the complex mortgage application process. Their expertise can potentially save you time and money, and ensure that you secure the best mortgage for your financial situation!
I am your Mortgage Designer!
Website| www.yourmortgagedesigner.ca
Email| [email protected]
Phone or text| 780.679.3973
Facebook| Your Mortgage Designer
Serving Camrose & Alberta
💛🙌💏🏦➡️🏡➡️💰



A Wednesday morning challenge!Hint: All things home financing!Comment below!
03/15/2023

A Wednesday morning challenge!
Hint: All things home financing!

Comment below!

Check this out!My mortgage planner app is designed to help you!Website| www.yourmortgagedesigner.caEmail| Monica.szott@y...
03/14/2023

Check this out!
My mortgage planner app is designed to help you!

Website| www.yourmortgagedesigner.ca
Email| [email protected]
Phone or text| 780.679.3973
Facebook| Your Mortgage Designer
Serving Camrose & Alberta
💛🙌💏🏦➡️🏡➡️💰





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Keep moving!Towards that goal.If it is homeownership or trying to improve your homeownership journey KEEP going! And I w...
03/13/2023

Keep moving!
Towards that goal.
If it is homeownership or trying to improve your homeownership journey KEEP going! And I want to help!

Knowing why you want to reach those goals adds an electric charge and if you properly execute the right plan... the destructive 'give ups' in your mind are nothing but a quiet whisper. You got this, keep hustling. Listen to the steps of your own feet. They say it's not easy but it is worth it!

Comment below which you would prefer!When it comes to choosing between a bungalow and a two-story home, it really depend...
03/10/2023

Comment below which you would prefer!
When it comes to choosing between a bungalow and a two-story home, it really depends on your individual needs. Bungalows offer a more open, single-story floor plan that is ideal for those who don't want to deal with stairs and prefer to have all their living space on one level. On the other hand, two-story homes can offer more square footage and more rooms, but require navigating staircases. In terms of energy efficiency, both styles can be designed with energy efficient features such as good insulation, energy-efficient windows, and quality HVAC systems. Ultimately, it's up to you to decide which house style works best for your lifestyle and needs.

Make sure you reach out when you are ready to make the plans to move on, I can help you with all of your mortgage finance needs!

Address

Camrose, AB

Website

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