22/08/2026
๐๐ข๐ช๐ก๐ฃ๐๐ฌ๐ ๐๐ก๐ง & ๐ฃ๐ฅ๐ข๐๐ฅ๐๐ฆ๐ฆ ๐๐๐๐๐๐ก๐: ๐๐จ๐ช๐๐ ๐ ๐๐๐๐ก๐ ๐๐๐ก๐๐ข ๐ก๐ ๐๐๐๐๐ก๐ง
Ka Builders, ito ang isang pagkakamali na maraming contractor ang natututunan ๐ธ๐ฎ๐ฝ๐ฎ๐ด ๐บ๐ฎ๐น๐ฎ๐ธ๐ถ ๐ป๐ฎ ๐ฎ๐ป๐ด ๐ฝ๐ฟ๐ผ๐ฏ๐น๐ฒ๐บ๐ฎ.
May client na nagsabi:
โBoss, simulan mo na muna. Susunod naman yung payment.โ
Dahil gusto nating makuha ang project, sasagot tayo:
โ๐ฆ๐ถ๐ด๐ฒ ๐ฝ๐ผ.โ
Pero tandaan mo:
๐๐ฎ๐ฝ๐ฎ๐ด ๐ถ๐ธ๐ฎ๐ ๐ฎ๐ป๐ด ๐ด๐๐บ๐ฎ๐ด๐ฎ๐๐๐ผ๐ ๐ฝ๐ฎ๐ฟ๐ฎ ๐บ๐ฎ๐ถ๐๐๐น๐ผ๐ ๐ฎ๐ป๐ด ๐ฝ๐ฟ๐ผ๐ท๐ฒ๐ฐ๐ ๐ต๐ฎ๐ฏ๐ฎ๐ป๐ด ๐ต๐ถ๐ป๐ถ๐ต๐ถ๐ป๐๐ฎ๐ ๐ฎ๐ป๐ด ๐ฏ๐ฎ๐๐ฎ๐ฑ ๐ป๐ด ๐ฐ๐น๐ถ๐ฒ๐ป๐, ๐ถ๐ธ๐ฎ๐ ๐ฎ๐ป๐ด ๐ป๐ฎ๐ด๐ณ๐ถ-๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ฒ ๐ป๐ด ๐ฝ๐ฟ๐ผ๐ท๐ฒ๐ฐ๐ ๐ป๐ถ๐๐ฎ.
Contractor ka.
๐๐ถ๐ป๐ฑ๐ถ ๐ธ๐ฎ ๐ฏ๐ฎ๐ป๐ด๐ธ๐ผ.
Kaya bago tumama ang unang martilyo, dapat malinaw na ang ๐ฝ๐ฎ๐๐บ๐ฒ๐ป๐ ๐๐๐ฟ๐๐ฐ๐๐๐ฟ๐ฒ.
1๏ธโฃ ๐๐ข๐ช๐ก๐ฃ๐๐ฌ๐ ๐๐ก๐ง ๐๐๐๐ข ๐ ๐๐-๐ ๐ข๐๐๐๐๐ญ๐
Ideally, magkaroon ng agreed downpayment bago magsimulaโkaraniwang 20โ30%, depende sa project, scope, materials at contract terms.
Ito ang gagamitin mo para sa initial materials, mobilization at site preparation.
2๏ธโฃ ๐ฃ๐ฅ๐ข๐๐ฅ๐๐ฆ๐ฆ ๐๐๐๐๐๐ก๐ ๐๐๐ฆ๐๐ ๐ข๐ก ๐๐๐๐ข๐ ๐ฃ๐๐๐ฆ๐๐ ๐๐ก๐ง
Huwag puro โend of the monthโ ang billing.
I-align mo ang billing sa actual accomplishment.
Halimbawa:
30% ๐ฎ๐ฐ๐ฐ๐ผ๐บ๐ฝ๐น๐ถ๐๐ต๐บ๐ฒ๐ป๐ โ ๐ฏ๐ถ๐น๐น๐ถ๐ป๐ด 60% ๐ฎ๐ฐ๐ฐ๐ผ๐บ๐ฝ๐น๐ถ๐๐ต๐บ๐ฒ๐ป๐ โ ๐ฏ๐ถ๐น๐น๐ถ๐ป๐ด 90% ๐ฎ๐ฐ๐ฐ๐ผ๐บ๐ฝ๐น๐ถ๐๐ต๐บ๐ฒ๐ป๐ โ ๐ฏ๐ถ๐น๐น๐ถ๐ป๐ด 100% + ๐ฐ๐น๐ฒ๐ฎ๐ฟ๐ฒ๐ฑ ๐ฝ๐๐ป๐ฐ๐ต ๐น๐ถ๐๐ โ ๐ณ๐ถ๐ป๐ฎ๐น ๐ฏ๐ถ๐น๐น๐ถ๐ป๐ด
Ang importante:
๐๐ฎ๐ฝ๐ฎ๐ ๐ฎ๐ป๐ด ๐ฐ๐ฎ๐๐ต-๐ถ๐ป ๐ฎ๐ ๐ป๐ฎ๐๐๐ป๐ฎ ๐ผ ๐ธ๐ฎ๐๐ฎ๐ฏ๐ฎ๐ ๐ป๐ด ๐บ๐ฎ๐ท๐ผ๐ฟ ๐ฐ๐ฎ๐๐ต-๐ผ๐๐.
3๏ธโฃ ๐ ๐๐๐๐ก๐๐ช ๐๐๐ฃ๐๐ง ๐๐ก๐ ๐ฅ๐๐๐๐๐ฆ๐ ๐ฃ๐๐ฅ๐๐ข๐
Hindi sapat na nakalagay lang na โprogress billing.โ
Dapat malinaw kung ilang araw bago ma-release ang payment after submission and approval.
Halimbawa:
โ๐ฃ๐ฎ๐๐ฎ๐ฏ๐น๐ฒ ๐๐ถ๐๐ต๐ถ๐ป 7 ๐ฐ๐ฎ๐น๐ฒ๐ป๐ฑ๐ฎ๐ฟ ๐ฑ๐ฎ๐๐ ๐ณ๐ฟ๐ผ๐บ ๐ฎ๐ฝ๐ฝ๐ฟ๐ผ๐๐ฒ๐ฑ ๐ฏ๐ถ๐น๐น๐ถ๐ป๐ด.โ
Bakit?
Dahil kahit profitable ang project mo, kung delayed ang collection, ๐ฐ๐ฎ๐๐ต-๐ณ๐น๐ผ๐ ๐ฝ๐ฟ๐ผ๐ฏ๐น๐ฒ๐บ ๐ฝ๐ฎ ๐ฟ๐ถ๐ป ๐๐ฎ๐ป.
At kapag walang cash flow:
Walang pambili ng materials.
Walang pambayad ng workers.
Walang pambayad ng suppliers.
At ikaw ang maglalabas ng sariling pera.
Ka Builder, tandaan:
๐๐๐๐ฎ๐ด ๐บ๐ผ๐ป๐ด ๐ด๐ฎ๐บ๐ถ๐๐ถ๐ป ๐ฎ๐ป๐ด ๐๐ฎ๐ฟ๐ถ๐น๐ถ๐ป๐ด ๐ฝ๐ฒ๐ฟ๐ฎ ๐บ๐ผ ๐ฝ๐ฎ๐ฟ๐ฎ ๐ฝ๐ฎ๐ด๐ฎ๐ป๐ฑ๐ฎ๐ต๐ถ๐ป ๐ฎ๐ป๐ด ๐ฐ๐ฎ๐๐ต ๐ณ๐น๐ผ๐ ๐ป๐ด ๐ฐ๐น๐ถ๐ฒ๐ป๐.
Ayusin ang payment terms bago magsimula ang trabaho.
Dahil ang magandang project ay hindi lang ๐ฝ๐ฟ๐ผ๐ณ๐ถ๐๐ฎ๐ฏ๐น๐ฒ.
Dapat ๐ฐ๐ฎ๐๐ต-๐ณ๐น๐ผ๐ ๐ฝ๐ผ๐๐ถ๐๐ถ๐๐ฒ ๐ฎ๐ ๐บ๐ฎ๐ป๐ฎ๐ด๐ฒ๐ฎ๐ฏ๐น๐ฒ ๐ต๐ฎ๐ป๐ด๐ด๐ฎ๐ป๐ด ๐๐๐ฟ๐ป๐ผ๐๐ฒ๐ฟ.
๐๐ผ๐ป๐๐ฟ๐ฎ๐ฐ๐๐ผ๐ฟ ๐ธ๐ฎ. ๐๐ถ๐ป๐ฑ๐ถ ๐ธ๐ฎ ๐ฏ๐ฎ๐ป๐ด๐ธ๐ผ ๐ป๐ด ๐ฐ๐น๐ถ๐ฒ๐ป๐.
