Future Proof Property Intelligence, PBC

Future Proof Property Intelligence, PBC Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Future Proof Property Intelligence, PBC, Home improvement, 74-4746 Waiha Loop, Kailua-Kona, HI.

Our apps help you protect, insure & upgrade your home.

🌪️Protect your home from extreme weather
đź’°Cut insurance premiums with AI insights
⚡️AI that maps wildfire, flood & storm risks

03/14/2026

Most homeowners don't know they're sitting on a depreciating asset.

37 million American homes are in risk zones right now. Every year they go unfixed, they lose 1.2% of their value. Quietly. Without warning.

We sat down with the Modern Insurance Agent Podcast to discuss what that means for the average homeowner and what they can do about it. The insurance industry is repricing risk faster than most people realize. If your house can't survive a wildfire, a flood, or a major storm, carriers are pulling out.

The flip side: homes that have been hardened sell for 3% to 6% more. Sometimes 10%.

That's the problem Magic Window was built to address. Enter your address, see your real risk for the 7 most likely weather disasters, and get a clear list of what to fix. The app is free.

Watch the full episode: https://bit.ly/4bjyJSQ

Over the next 20 years, the property value being lost will double. People will lose their insurance and their homes. We're raising capital now to scale the solution. If you want to be part of that, the investment opportunity is live on Netcapital: https://bit.ly/4oSaz7I

Big news: Future Proof has been accepted into the NVIDIA Inception Program! This gives us early access to NVIDIA AI tech...
03/13/2026

Big news: Future Proof has been accepted into the NVIDIA Inception Program!

This gives us early access to NVIDIA AI tech, expert support, and key networking opportunities, which we aim to leverage in accelerating our mission to make it easier to harden homes and protect property values.

Meet the team at GTC Silicon Valley, March 15–18—we can get investors access to the event! Plus, join us for an exclusive investor meet-and-greet on March 28 to see our tech and strategy up close.

Learn more about NVIDIA GTC and connect with us: https://futureproof.org/blog

Next week, the Future Proof team will be at GTC Silicon Valley, March 15–18, and we can get investors into the event.GTC...
03/11/2026

Next week, the Future Proof team will be at GTC Silicon Valley, March 15–18, and we can get investors into the event.

GTC is where NVIDIA unveils what's next in AI. It's also where the companies that build on that infrastructure show up. Future Proof will be there as a newly accepted NVIDIA Inception member.

If you want to meet the team, see the technology, and understand where climate risk AI is heading, this is the place to do it. Send us a direct message to be our guest!

Did you know? Some California ZIP codes saw 300%+ approved premium increases without a major disaster.Here's what's driv...
03/05/2026

Did you know? Some California ZIP codes saw 300%+ approved premium increases without a major disaster.

Here's what's driving this: Climate models now factor into actuarial tables. Reinsurers are pulling back from catastrophe-exposed regions. State insurance departments are approving rate increases that would have been unthinkable five years ago.

This is underwriting math catching up to risk exposure.

The result? Homeowners are facing a choice: retrofit and prove mitigation, or watch their insurance costs spiral while their property values stagnate.

Future Proof bridges this gap. We are building the platform to convert address-level climate risk into actionable, financeable mitigation plans that satisfy insurers, protect equity, and stabilize premiums before they become unaffordable.

Mitigation is 6x more cost-effective than recovery after a climate disaster.That's the math insurers and engineers have ...
03/02/2026

Mitigation is 6x more cost-effective than recovery after a climate disaster.

That's the math insurers and engineers have been running for years.

The auto industry learned this in the 1960s: Rising deaths + expensive claims = crisis

Solution: Make cars safer at the source. Seatbelts, airbags, and crash testing became standard. Fatalities per mile dropped by half in 20 years.

Housing faces the same inflection point:
Hardening a home: $10K-$40K
Rebuilding after total loss: $200K-$500K+

Why homeowners aren't acting:
→ No standardized mitigation protocols
→ Inconsistent insurance incentives
→ No accessible financing
→ No centralized education

The market is forcing the issue: Insurers are conditioning coverage on risk reduction. Homes that can demonstrate mitigation get better rates and more options. Those who can't are becoming uninsurable.

Future Proof bridges the gap: Property-level mitigation plans → verified contractors → financing → insurance recognition
We're building the infrastructure that turns "you're at risk" into "you're protected."

Auto safety scaled because insurers, regulators, and manufacturers created standards. Housing needs the same framework before losses mount and the insurance market fractures.

Insurance companies are repricing climate risk faster than homeowners can adapt.What's happening:🤯Major insurers exiting...
02/27/2026

Insurance companies are repricing climate risk faster than homeowners can adapt.

What's happening:
🤯Major insurers exiting CA, FL, LA markets completely
🤯Lenders requiring climate assessments for mortgages
🤯Property values diverging: protected vs. exposed

The problem: 37M U.S. homes need climate retrofits ($10K-$40K each). Homeowners don't know where to start.

Future Proof's solution: We convert property-level climate risk into actionable mitigation plans, connect homeowners to verified contractors, and route capital to fund the work.

The markets are enforcing reality. It will be a $ 480B–$1.9 T forced market transition. We’re making it easy for homeowners to harden homes.

Raising growth capital for platform scale and national rollout.
Investor inquiries: [email protected]
Open investment: https://netcapital.com/companies/futureproof

Did you know? Over 95% of zip codes in the U.S. saw homeowners’ insurance increase by (%?) in the last 3 years.Insurers...
02/25/2026

Did you know? Over 95% of zip codes in the U.S. saw homeowners’ insurance increase by (%?) in the last 3 years.

Insurers are pulling out of high-risk markets or doubling rates because weather disasters are costing them dearly.

Lenders are starting to factor in whether a home is climate resilient before underwriting a mortgage. Properties left open to disaster are losing value while homes that’ve been hardened consistently sell for more.

Future Proof is building the platform to deliver home mitigation plans – complete with budgets, equipment lists, contractor referrals, and options to help finance the work.

We make it easy for homeowners to get the upgrades that lead to lower premiums, protect resale value, and keep insurers from walking away.

And once the work is done, we verify that it’s been done right and re-score properties’ risks and report all the data to insurance companies to put everyone on a level playing field.

🎙️ Our founder Ben Gilliland was on the WTF4Cities podcast and he didn't hold back."People need to understand that denia...
02/24/2026

🎙️ Our founder Ben Gilliland was on the WTF4Cities podcast and he didn't hold back.

"People need to understand that denial is not a plan. This is real. It's coming. You're going to have to do something about it."

Ben sat down to talk about the housing crisis nobody's addressing: 37 million US homes at extreme weather risk, with property values dropping 1.2% annually while insurance companies exit entire markets.

Here's what he covered:
🔥 Heat islands are making cities unlivable
🏚️ Property deserts are forming
🛠️ The infrastructure we're building to turn risk into actionable fixes

Ben's take? We're in a forced transition. Insurance is repricing. Lenders are tightening. Property values are bifurcating between hardened homes and stranded assets.

The market will push you to act whether you believe in climate change or not.

Future Proof sits at that choke point. We convert climate risk into engineered remediation, vetted contractors, and tailored financing. Because your home isn't just an investment. It's you.

Listen to Ben explain why we're Paul Revere, not John the Baptist: https://www.youtube.com/watch?v=AKqb3Z1PtTM

The risks are real. So are the solutions. Let's fix it.

The mitigation market is the spending required to harden homes against climate risk in ways that insurance companies and...
02/20/2026

The mitigation market is the spending required to harden homes against climate risk in ways that insurance companies and mortgage lenders will recognize.

Markets don't scale without infrastructure. The home hardening mitigation market is no exception.

Think about why other massive markets work:
→ Real estate transactions: MLS, title companies, standardized contracts
→ Auto sales: Carfax, financing infrastructure, inspection standards
→ Home loans: Credit bureaus, appraisal systems, title insurance

Now look at climate mitigation:
❌ No standardized risk-to-remedy translation
❌ No accepted verification protocols
❌ No underwriting infrastructure for mitigation loans
❌ No data bridge between completed work and insurance acceptance

Future Proof creates the standards layer:
đź”· Magic Window: Translates climate data into property-specific risk analysis that homeowners can act on
đź”· Product roadmap 2026-27: Connects risk analysis to contractor specifications that insurers will accept
đź”· XHome Survey (2026 launch): Ground-truth data collection with LIDAR and video-based assessment for factors aerial data misses
đź”· Visionary AI Platform: Feeds verified outcomes back into underwriting models so insurers and lenders can price mitigation accurately

Learn more: https://futureproof.org/blog

Your neighbor just spent $40K remodeling their kitchen. You spent $15K hardening your home against wildfire.Guess whose ...
02/17/2026

Your neighbor just spent $40K remodeling their kitchen. You spent $15K hardening your home against wildfire.

Guess whose property value went up more?

The housing market is changing fast. Buyers are asking about climate risk. Lenders are checking whether homes have been hardened and prepped for extreme weather. Insurers are requiring proof of protection before issuing policies.

Hardened homes are holding value. Unhardened homes are losing value. The gap grows every year.

So which improvements actually move the needle to protect your home from disaster and stop your insurance rates from skyrocketing?

The Magic Window App will tell you in 60 seconds. Learn about your neighborhood’s risk and find out which upgrades qualify you for insurance discounts. Stop spending on projects that don't protect your investment. Start being smart in how you level up and protect your home.

Download Magic Window for free from any app store.

Address

74-4746 Waiha Loop
Kailua-Kona, HI
96740

Opening Hours

Monday 9am - 12pm
Tuesday 9am - 12pm
Wednesday 9am - 12pm
Thursday 9am - 12pm
Friday 9am - 12pm

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