Vivian Sanchez

05/22/2025

A South Florida insurance adjuster with more than two decades of experience advises local homeowners what they should be thinking about in regards to their property insurance as hurricane season dr…

05/22/2025

Managed Repair = Managed Risk (But Not for You!)

Some policies now include mandatory managed repair programs that take away your choice of contractor.

This means your insurer picks who fixes your home after a loss—not you. That could mean delays, lower-quality work, or worse.

Read your policy carefully. If you see “Managed Repair,” talk to a licensed public adjuster before a storm strikes.

05/22/2025

In the midst of hurricane devastation, public adjusters tirelessly advocate for policyholders.

If you receive an offer that’s below your deductible, our members have the experience and commitment to fight for you to receive what you rightfully owe for your claim.

05/16/2025

Is managed repair included in your property insurance policy?

With managed repair policies, the insurance company chooses the contractor who repairs a home after a claim — not the property owner. Unlike insurance executives, who are rarely in the field observing damages, our members see firsthand how managed repair leads to poor work and devastating outcomes for policyholders.

As a property owner, you deserve the right to choose who works on your home. Managed repair may save the insurance company money, but it can cost you in quality and control.

05/16/2025

Beware of Shrinkflation in Your Insurance Policy
Your premiums are rising—but your coverage may be shrinking.

Check your policy for sneaky changes like:
Mold and sinkhole exclusions
Strict Water damage limitations
1% matching endorsements
Managed repair clauses

The FAPIA “Shrinkflation” infographic tells the story. Learn how to protect your biggest investment—your home.

05/16/2025

Two independent insurance claims adjusters and a U.S. Senator accused property/casualty insurance companies of directing adjusters to lower their claims estimates to reduce insurer payouts to homeowners – a practice described as “a pattern of systematic fraud.”

05/16/2025

It's not just a few Florida-domiciled insurance carriers that have allegedly altered field adjusters' reports on property damage in recent years. It's

04/30/2025

Weeks after Tampa-based Heritage Property & Casualty Insurance filed a libel suit against a whistleblower claims adjuster, the adjuster’s lawyer has pushed back.

04/11/2025

A Jacksonville woman says she’s been living out of suitcases and sleeping on couches for months, all while her fire-damaged townhome sits unfinished. Now, the City of Jacksonville has issued a stop work order, citing improper permits and licensing by the contractor hired to restore her home.

03/24/2025

The hearings are a response to reporting by the Times/Herald.

03/23/2025

https://www.palmbeachpost.com/story/news/politics/2025/03/17/did-insurance-legislation-in-2022-get-to-the-heart-of-wobbly-market/82400830007/?sfnsn=wa&fbclid=IwZXh0bgNhZW0CMTEAAR1lo_0v16VKRHL05ZmhXWNBO9Od4uKXAA25ZGUryxK2HjhRy_ec9WcJy0w_aem__Mm8FZCqCq1gyKPaCb28tQ

Lawmakers questioned why a report showing millions going to insurance shareholders and affiliate companies remained hidden as key legislation passed.

03/04/2025

Navigating insurance claims can be challenging. As a Professional Licensed Public Adjuster, I know the value of expert assistance. Let Munra Public Adjusters handle your claim and secure the best possible outcome for you. Lic (786)445-4380 - Vivian Sanchez