01/06/2020
No matter what type of contractor you hire, you should always look for one that is licensed, bonded, and insured. What does that mean?
Licensed
Did you know that there are different types of electrical licenses depending on the set of skills and knowledge possessed? Did you know that each state has different requirements?
It is important to understand what license your electrician has and what that license enables them to be able to do. Being licensed means that the electrician will work according to the safety guidelines stipulated by the National Electrical Code and local electrical codes. Being licensed also means that an exam has been passed and the necessary qualifications to do the work are guaranteed. I personally, carry an Electrical Contractor license through the State of Nebraska and I am registered though the city of Omaha as an Electrical Contractor.
Bonded
A bonded and insured electrical contractor means that the public is protected from any fraud or misconduct imposed by the electrician. This bond type is an agreement between the electrician, the obligee, and the surety company. (The obligee is usually the local, state, or federal government. The surety company is the party that underwrites and ensures the bond).
Any damages that result from the electrician against the bond will be covered up to the bond amount. The city of Omaha requires $12,500 bond to be able to pull permits as an electrical contractor. Permits allow the city to inspect the work of your contractor to make sure it meets code. Any damages that result from the electrician acting against the bond will be covered up to the bond amount. Breach of bond conditions can include property damage, injuries, or losses that are a direct result of the electrician.
Insured
Electrical contractor insurance protects against potentially devastating financial losses caused by injuries, property damage and other common risks related to the trade. It protects against lawsuits or other financial liabilities that result from a wide range of accidents like a fire caused by faulty work.
You can trust that Illuminate Electric is fully licensed, bonded, and insured! As a customer always ask your contractor if they are licensed, bonded, and insured. Never hesitate to ask to see their credentials as well!