NJ Home Renovation Loans

NJ Home Renovation Loans Info about Home renovation loans including FHA 203K & Fannie Home Style loans. Helping NJ home owners and purchasers finance the home of their dreams.

12/27/2025

From fixer-uppers to dream-home upgrades—2025 was full of impact. 🔧🏠
And it wouldn’t have happened without powerful partnerships and clients who trusted the process.

🙌 Grateful beyond words—and ready to help even more families renovate smarter in 2026.

12/21/2025

🏡 What’s ahead for homebuyers in 2026?

I believe 2026 is shaping up to be a year of opportunity for buyers who prepare early.
✔️ Inventory should improve
✔️ Affordability may stabilize
✔️ Planning ahead creates leverage

The buyers who win are the ones who start now.

If homeownership is on your radar for the next year or two, let’s talk strategy.

12/13/2025

🎄 Whether you're in your forever home or mid-reno, the holidays bring a cozy kind of magic.

From community tree lightings to that one local café with the best cocoa—this time of year reminds us how much home matters.

💬 Got a holiday tradition or favorite local spot? I’d love to hear it!

12/11/2025

🎁 Got a home that needs some love in 2026? I’ve got options—renovation loans like 203k, Homestyle, and cash-out refis can help make that dream kitchen or finished basement happen.

📬 DM me to start planning.
Also—side note: meet Vera! She’s one of my current fosters and would make an amazing couch buddy for your newly upgraded home. 🐾

12/08/2025

💭 Already own but dreaming of a new kitchen or updated space in 2026?
Forget “new year, new me.” How about “new year, new project”?

Whether it’s a 203k, Homestyle, or cash-out renovation strategy—I help homeowners move from ideas to funded plans.

Let’s talk renovation goals.

12/06/2025

Renovation timelines don’t stop for the holidays—and neither do I.

From 203k to Homestyle, I help buyers and homeowners get their financing done on schedule, even during the busiest time of year.

Let’s keep your project moving—DM me for renovation loan options that work with your timeline.

12/04/2025

Buying your first home can feel overwhelming—but it doesn’t have to. 🙌
From pre-approval to closing, I’ll guide you step by step and help you avoid the common mistakes.

You don’t have to figure it out alone. Let’s make it simple. 💬

06/12/2025

🧱 Renovation Loan page
🚨 Thinking about renovating in a flood zone? Read this first.
In this Real Talk NJ short, Brian Reed explains the real cost of lifting homes to meet new construction standards — and why working with experienced professionals is crucial.
🏠 Lifting a 1,200 sq ft home = $40K+
🌊 Flood zone rules can change everything
📈 Don't start a reno without knowing the local codes
💬 DM me to see if a renovation loan can help you cover structural upgrades.
📞 Rich Bolt – Mortgage Advisor: 908-332-8575 | NMLS # 222703
📞 Brian Reed – Realtor: 609-848-4041

08/24/2024

Thinking about using gift money for your down payment? Our latest blog post breaks down everything you need to know! Learn the rules, regulations, and how to make it work for you.

Read the blog post Here : https://bit.ly/RichBolt_Gift_Funds

🌟 Thinking of buying a fixer-upper? 🌟With an FHA 203(k) loan, you can finance both the purchase and renovation of your h...
08/12/2024

🌟 Thinking of buying a fixer-upper? 🌟

With an FHA 203(k) loan, you can finance both the purchase and renovation of your home with just one loan! 🛠️🔑

👉 Find out how you can make your dream home a reality and gain a competitive edge in the market. Read our latest blog post for all the details!

Read the blog here : https://bit.ly/RichBoltFHA203K
Ready to get started? Let’s chat! 📅 Schedule a Meeting: https://bit.ly/RichBoltCalendar

Thinking about transforming your New Jersey home? 🏡 Our new blog post breaks down everything you need to know about reno...
07/19/2024

Thinking about transforming your New Jersey home? 🏡 Our new blog post breaks down everything you need to know about renovation loans. From finding the right lender to choosing the perfect project, we've got you covered.

Check it out here https://bit.ly/RichBoltRenoLoans and start planning your dream home today!

Thinking of Buying a Home in NJ? But Unsure How Much You Can Afford?We can help! Our FREE guide by mortgage expert Richa...
07/12/2024

Thinking of Buying a Home in NJ? But Unsure How Much You Can Afford?

We can help! Our FREE guide by mortgage expert Richard Bolt from Crossroads Financial breaks down the numbers & reveals how to find the perfect home for YOUR budget, even with lower down payments!
✅ Understand your Debt-to-Income Ratio
✅ Explore Down Payment Options (including programs!)
✅ Factor in Additional Costs
✅ Get a FREE Mortgage Calculator Estimate
Click here for the guide & calculator: https://bit.ly/RichBoltUnlock-nj-dream

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6 Century Drive Suite 180
Parsippany, NJ
07054

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