John Slye the Mortgage Guy, NMLS #22903

John Slye the Mortgage Guy, NMLS #22903 John Slye, Ameris Bank Mortgage, NMLS # 22903:
My 30 + years of mortgage experience allows me to tailor a mortgage to fit your needs.

Top notch customer service & attention to detail is what I I deliver

Pricing a home high to leave room for negotiation might sound like a good plan, but that strategy can sometimes backfire...
06/24/2026

Pricing a home high to leave room for negotiation might sound like a good plan, but that strategy can sometimes backfire. Pricing high often leads to fewer showings and fewer offers. Starting with a strong, realistic price helps create momentum and brings in the right buyers from the start.

A little help goes a long way when buying a home. Gift funds from eligible family members or approved sources can be use...
06/20/2026

A little help goes a long way when buying a home. Gift funds from eligible family members or approved sources can be used to boost your down payment and make homeownership more achievable. The key is understanding the guidelines, documentation, and requirements that come with using gifted funds.

If you’re exploring your options or want to understand how gift funds work, I’m here to walk you through the process and help you take the next step with confidence.

Existing-home sales reached their highest level of 2026 in May, supported by both monthly and year-over-year gains. Inve...
06/17/2026

Existing-home sales reached their highest level of 2026 in May, supported by both monthly and year-over-year gains. Inventory also increased, offering additional insight into evolving housing market conditions.

This week’s Mortgage Monitor takes a closer look at what’s driving these trends and what to watch moving forward. Read more to stay informed. https://ow.ly/ROcE30sWzFa

Waiting for the “perfect” rate might feel like the right thing to do, but the market doesn’t move in a straight line. Af...
06/11/2026

Waiting for the “perfect” rate might feel like the right thing to do, but the market doesn’t move in a straight line. Affordability is shaped by more than interest rates.

Home prices, inventory and competition all play a role. The most important factor is choosing the moment that aligns with your financial readiness. Remember, refinancing may be an option down the road if rates improve and you qualify.

Before you start scrolling through listings, it helps to know what price range truly fits your lifestyle and long‑term g...
06/08/2026

Before you start scrolling through listings, it helps to know what price range truly fits your lifestyle and long‑term goals.

Understanding your budget upfront gives you clarity, confidence, and a smoother homebuying experience from day one. Get started here: https://ow.ly/JbrP30sWaA6

06/04/2026

At Ameris Bank, we're fiercely committed to help you find a place to thrive. We offer personalized guidance and a range of mortgage options to make your homeownership dreams a reality. Learn more: https://ow.ly/pkfo30sWayP

More families are choosing homes designed for multigenerational living, reflecting changing financial priorities and car...
06/03/2026

More families are choosing homes designed for multigenerational living, reflecting changing financial priorities and caregiving needs.

This week’s Mortgage Monitor explores the factors behind this trend and what it may mean for shared homeownership and financing considerations.

Learn more about what’s shaping this trend. https://ow.ly/bn8x30sWfzp

Not sure whether to sell your home or rent it out? Here are a few things to consider:• Market Conditions: Is it a good t...
06/02/2026

Not sure whether to sell your home or rent it out? Here are a few things to consider:

• Market Conditions: Is it a good time to sell, or could renting provide steady income?
• Cash Flow: Will rent cover your mortgage, taxes, insurance, and upkeep?
• Long‑Term Goals: Do you want to build equity by holding the property, or free up funds by selling?
• Time & Responsibility: Are you prepared to manage a rental, or would you prefer a clean break?

No matter which direction you choose, I'm here to help you understand your options.

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, bu...
05/26/2026

Thinking about using gift funds for your down payment? They can be a great way to make homeownership more achievable, but there are important guidelines to follow. From who can give a gift to what documentation is required, understanding the process can help you move forward with confidence.

Contact me today to learn more!

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and d...
05/25/2026

This Memorial Day, we honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and dedication inspire us all. Let's take a moment to remember and give thanks.

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12500 Fair Lakes Circle Suite 290
Sterling, VA
22033

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