Briahna Watford Real Estate

02/03/2025

Make sure you’re following me on IG for updates!

08/05/2024

Making a Move? Take a moment to read this thread to help your buying experience smoother ✨

08/01/2024

07/15/2024

Strong enough to bear the children then get back to business ✍🏾

Sent two offers out over the weekend 🎉

One client is currently under contract ✅😎
Waiting to hear back regarding the other offer 👀
Listing appointment this week ✅
Two buyer consultations ✅

If you or anyone you know is interested in purchasing or selling a home, I am currently accepting new clients!

📱 276.759.1004

07/09/2024

✅Gained a pre approved client that’s ready to house shop
✅ received an agent referral 🙌🏾
this week is on 🔥 it’s only Tuesday!!

Please keep sharing and mentioning my name for any one with real estate needs.

Stella is slowly getting her groove back after having baby boy! So I REALLY appreciate yall for constantly thinking of me!!!

Briyond Real Estate
📱276.759.1004

06/12/2024

Congratulations are in order for my buyer! 🎊🎉 After a 2 month home search we finally found the perfect home 🎉 👀 WANT TO KNOW THE BEST PART? She’s already cleared underwriting & will be getting her keys NEXT WEEK!!! YUP THAT’S RIGHT!! A 2 week closing timeline! 🤗

Who said quick closings aren’t possible just because you aren’t paying cash?! 💰 Are you ready for your expedited home buying process? Even if you prefer to slow roll. Im ready to assist you!
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Briahna Watford
Real Estate Professional
‘Service Briyond the Sale’ 🏠💜
P: 276-759-1004
E: [email protected]

Bwatford.kw.com
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01/24/2024

Day 7: Understanding the different property types 🏡

There are several types of properties available in the real estate market. Here are some of the most common types:

1. Single Family Home: This is a standalone house that is designed to be occupied by a single family. It typically has its own yard and does not share any walls with neighboring properties.

2. Condominium (Condo): A condo is a unit within a larger building or complex. Condo owners own their individual units and have shared ownership of common areas such as hallways, elevators, and amenities like swimming pools or gyms.

3. Townhome: A townhome is a multi-level property that shares one or two walls with neighboring units. Townhomes are typically designed in a row or a cluster and may have shared amenities or common areas.

4. Duplex: A duplex is a property that consists of two separate living units, usually with one unit on the ground floor and another on the upper floor. Each unit has its own entrance and may share a common wall.

5. Multi-Family Home: A multi-family home is a property that is designed to accommodate multiple families in separate living units. This can include duplexes, triplexes, fourplexes, or apartment buildings.

6. Mobile Home: A mobile home, also known as a manufactured home, is a prefabricated structure that is built off-site and then transported to a specific location. Mobile homes are typically placed in mobile home parks or on private land.

7. Co-op: A cooperative (co-op) is a type of housing where residents own shares in a corporation that owns the entire building. Each resident has the right to occupy a specific unit and pays monthly fees that cover expenses such as maintenance and utilities.

These are just a few examples of the different types of properties available. Each type has its own advantages and considerations, so it's important to research and understand the specific features and ownership structures before making a decision.

Briahna Watford
Keller Williams Town Center
P:276-759-1004

With a passion for service in the Hampton Roads area, Briahna Watford is ready to help with your home buying and selling needs. As a proud member of the Keller Williams Town Center family, Briahna Watford carries the values of hard work, integrity, and outstanding client service into everything she....

01/12/2024

Day 4 of 30: LOAN TYPES 💰🏡 (To name the most common)

1. Conventional Loan: This is a traditional mortgage loan offered by banks and lenders. It typically requires a down payment of at least 3% to 20% of the home’s purchase price. The interest rates may vary based on credit score and market conditions.

2. FHA Loan: The Federal Housing Administration (FHA) provides loans that are insured by the government. These loans are popular among first-time homebuyers as they require a lower down payment (as low as 3.5%) and have more flexible credit requirements.

3. VA Loan: The Department of Veterans Affairs (VA) offers loans exclusively to eligible veterans, active-duty service members, and their spouses. VA loans often have no down payment requirement and offer competitive interest rates.

4. USDA Loan: The United States Department of Agriculture (USDA) provides loans for rural and suburban homebuyers. These loans offer low-interest rates and may require no down payment for eligible borrowers.

It’s important to note that the availability and terms of these loans may vary depending on the lender and your financial situation. It’s advisable to consult with a mortgage professional to determine the best loan option for your specific needs.

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Briahna Watford - Real Estate Agent
Keller Williams Town Center
📲 276.759.1004
[email protected]

Bwatford.kw.com

01/11/2024

FHLB GRANT FUNDS ARE AVAILABLE!!! 🏡💰💵 $12,500 for first time buyers. $15,000 for community partners!! 👮🏿‍♂️👷🏽🧑🏾‍🏫👩🏾‍✈️🧑🏾‍⚕️

01/10/2024

Day 3 of 30 : Determining your budget and getting Pre Approved 🏡

1. Assess your financial situation: Start by evaluating your income, expenses, and existing debts. Consider your monthly income, including any additional sources of income, and subtract your monthly expenses. This will give you an idea of how much you can afford to allocate towards a mortgage payment.

2. Calculate your down payment: Determine how much you can afford to put towards a down payment. The larger the down payment, the lower your monthly mortgage payments will be. Most lenders require a down payment of at least 20% of the home's purchase price, but there are options available for lower down payments.

3. Determine your desired monthly mortgage payment: Consider how much you are comfortable paying each month towards your mortgage. This will help you determine the price range of homes you can afford.

4. Research mortgage options: Familiarize yourself with different types of mortgages, such as fixed-rate mortgages and adjustable-rate mortgages. Understand the interest rates, loan terms, and any additional fees associated with each option.

5. Consult with a mortgage lender: Reach out to a mortgage lender or a mortgage broker to discuss your financial situation and mortgage options. They will evaluate your income, credit score, and other factors to determine the maximum loan amount you qualify for.

6. Get pre-approved for a mortgage: Once you have chosen a lender, provide them with the necessary documentation, such as pay stubs, tax returns, and bank statements. The lender will review your information and issue a pre-approval letter stating the maximum loan amount you are eligible for. This pre-approval letter will strengthen your position as a buyer when making an offer on a property.

7. Determine your budget: Based on the pre-approval amount, calculate the maximum purchase price you can afford. Consider additional costs such as property taxes, insurance, and maintenance expenses.

01/09/2024

Day 2 of 30 : 3️⃣ TIPS FOR SAVING FOR A DOWN PAYMENT ON A HOME 🏡

1. Create a Budget: Start by analyzing your income and expenses to determine how much you can realistically save each month. Cut back on unnecessary expenses and allocate a portion of your income specifically for your down payment savings.

2. Set a Savings Goal: Determine the amount you need to save for your down payment and set a specific target date to achieve it. Having a clear goal will help you stay motivated and focused on saving.

3. Explore Down Payment Assistance Programs: Research and inquire about down payment assistance programs available in your area. These programs can provide financial assistance or grants to help you with your down payment. Be sure to check if you meet the eligibility criteria and take advantage of any opportunities that can make saving for a down payment easier.

⚠️ Remember, saving for a down payment requires discipline and commitment. By following these tips, you’ll be on your way to achieving your goal of homeownership.